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Issuing / Acquiring

Issuing/Acquiring
What is required on a Bank’s behalf to Issue Cards and/or Acquire Merchants?
A Visa or Mastercard Principal membership.
 
What is required on a Bank’s behalf to use ATM Switching Services?
A Visa or Mastercard Debit Acquiring license and the bank’s internal ATM network.
 
Does Credomatic have an alternate site?
Yes, Credomatic has an alternate site in a hurricane-proof alternate facility.
 
What type of Controls does Credomatic’s system have to prevent fraud?
Credomatic uses state-of-the-art fraud control systems that allow issuing and acquiring institutions to prevent and detect fraud at an early stage. Such systems use customized spending patterns and fraudulent transaction characteristics to detect any sort of unusual activity.
 
Does Credomatic manufacture plastics?
Credomatic offers embossing as part of our services; however, the design and manufacturing of card must be handled through an outside vendor.
 
How long does it take to go live with Credomatic’s services?
It usually takes 60 days to go live with Credit Card Issuing from the time the contract is signed. For Debit Card issuing, implementation time is 90 days from the time the contract is signed. For Merchant Acquiring Services, implementation is 90 days from the time the contract is signed. For ATM Acquiring Services, implementation is 180 days from the time the contract is signed.
 
Which terminals are supported?
Verifone Omni 37XX series - High-end EMV capable Verix terminals
Verifone Omni 33XX series - Mid-range EMV capable Verix terminals
Verifone Omni 3600 series - Portable, wireless-capable EMV capable Verix terminals

Hypercom T7 - Any T7 series standard counter-top terminal
Hypercom ICE 5000 – POS terminal with combined mag stripe and EMV support
Hypercom ICE 5500 - Advanced counter-top payment terminal
Hypercom ICE 4000 - Wireless, portable payment appliance
Hypercom ICE 6500 - Deluxe Counter terminal and secure web appliance

 
Does Credomatic provide the terminal application?
Yes, Credomatic provides a terminal application for both Verifone and Hypercom terminals.
 
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