At Credomatic of Florida we value and respect consumer privacy rights and are in compliance with current regulations established to assure the security and confidentiality of customer records and protection against unauthorized access or reuse of such information.

Credomatic of Florida has a comprehensive information security program that addresses the procedural, technical, and physical safeguards necessary to ensure the security and confidentiality of customer information. As a Managed Service Provider, we are subject to the security requirements mandated by the Payment Card Industry Security Standard, the MasterCard Logical Security Requirements standard, as well as Visa’s and MasterCard’s physical security standards.

As part of our information security program, we have a response program in place to respond to any suspected or detected unauthorized accesses to customer information. In the event of a confirmed incident affecting a card issuing bank’s customers, we would follow our response plan and notify the card association, the card issuing bank and law enforcement as soon as the nature of the incident and what customer information has been accessed or misused has been identified.

As a credit card processor and merchant services provider we guarantee our corporate clients our commitment to protect the privacy of their customer’s non-public personal information. All the information obtained for the purposes of servicing credit card programs and related processing services is used strictly in connection to the services being provided and to the extent permitted by law.

We do not disclose any non-public personal information about customers with any non-affiliated third party for use in telemarketing, direct mail marketing or other marketing through electronic mail to the consumer.

Such information may only be disclosed as specifically required by law or our service agreements and as necessary to:

1. Service and maintain the consumer’s account and processing financial products or services requested or authorized.
2. Provide authorization, settlement, billing, processing and clearing services in connection with credit card programs.
3. Protect the confidentiality of such records and protect against actual or potential fraud, unauthorized transactions, claims or other liabilities, for institutional risk control or in order to resolve customer disputes and assure compliance with industry standards.
4. Comply with all applicable federal and state laws or any subpoena or summons by government authorities and any other purposes as authorized by law.

We restrict access to non public personal information about consumers to authorized employees and representatives who have been trained to protect the confidentiality and security of such information and maintain physical, electronic and procedural security safeguards to comply with federal standards to guard non-public personal information.

We understand the importance of protecting the privacy and confidentiality of customer information and we are dedicated to providing our customers with superior service and the highest degree of security.